Utrum - Community Of Crypto Investors


Blockchain technology is a transparent digital ledger of transactions and records that are immune to change or deletion. Offering additional traits of increased security, lower costs, time efficiency, and error resistance, blockchain has risen, fluctuated in 2017. The utility of blockchain technology is limitless, sparking the growing list of companies, industries, and government exploring its potential adoption. The blockchain is an immutable public ledger that records digital transactions.

Introduction
With so many ICO's cropping up, there is really no shortage of investment opportunities for virtually anyone in the cryptocurrency community. Unfortunately there is also no shortage of scams, vaporware or just plain bad investments. What is missing however is intelligent curated reviews and analysis of these investments. Not only to weed out those scams but to provide investors with a consensus based playbook of quality opportunities. This is exactly what Utrum is developing through an incentivized community consisting of blockchain enthusiasts, cryptocurrency experts, developers and skilled moderators who help facilitate the higher level of review process. Utrum ecosystem will enable the best investments to gain exposure and support they deserve while rewarding the community for their participation and making ICO investment a friendlier, more secure place.
The Problem
Cryptocureencies and blockchain technologies are booming leading to the rise of constant new innovations, but these innovations have thrown the investors into a world of chaos where they are struggling to get their head around the technical jargons and find cryptos that they can fully trust. Of course, there are subject matter experts and new cryptos filled with potentials but they are not exposed enough to reach the right investors. These problems have given birth to Utrum.
The Solution
Utrum is a decentralized crowdsourced review platform for crypto currencies to connect investors, crypto makers and market experts. The core of Utrum is a machine learning reputation system called the trust factor protocol that learns as the community grows. Community members with the help of experts will decide the best cryptos through reviews and voting in a transparent manner. With Utrum, experts are rewarded with OOT tokens, Utrum tokens for contributions like technical, educational, investigative and market analysis. Investors and novices can gain complete understanding of profitable and trustworthy cryptos. They are also rewarded with OOT tokens for their votes and reviews, while makers get a new marketplace to expose their cryptos to enthusiastic investors.
Vision
To make investing grandma friendly, with simple ratings and scores.
Features

I. Extensive Database of Cryptocurrencies and Assets
ii. Rating System;
iii. Foundation Information
iv. Machine Learning Algorithm
v. Worked in Reward System
vi. Dynamic Reputation System
$OOT Tokens. Utrum Tokens, called OOT tokens, are the digital money utility tokens utilized inside the Utrum s

The benefit these four key players stand to get by using utrum.io includes:
For investors
· Investors can easily understand the ICO / Token / Currency, what they are offering, the project and people.
· Investors can follow their existing tokens for interaction, announcements, and news.
· Investors will receive scam alerts reported by other members. (Phishing pages, scams)
· Keep updated with happenings of the crypto world.
· Investors get rewarded with $OOT (utrum currency) for active participation on the platform.
· Investors can ask advice and tip the contributors.
· Investors can network with community members.
For Crypto Novice
· Learn A-Z of the crypto world with the help of educational articles and videos.
· Understand the glossary, process and how things work.
· Get advice from experts and other active members.
For Makers
· Developers can launch their ICO free of cost.
· Developers can feel the pulse of investors and get updated.
· Developers can grow organically based on member votes and reviews.
· Developers can prove their credibility by going through our background checks.
· Developers can find enthusiastic people on the platform to work with them.
· Developers can network with community members.
For Subject Matter Experts
· Contributors can play the investigator roles and will do background checks of developers.
· Contributors who are experts in crypto will do technical analysis and reviews.
· Contributors who are experts in market economics can do market analysis and reviews.
· Contributors can create educational videos and articles which will help new entrants.
· Contributors can earn $OOT (utrum currency) for their content.
With this business model, utrum.io is poised to educate, inform and reduce risk and loss encountered while doing on cryptocurrency related business. Our platform is people driven and community oriented to enhance safety in the cryptocurrency and blockchain world.
Token Sale
The short name of the token is OOT. OOT is not an ERC20 type of coin. The OOT token is a coin on the Komodo Asset Chain which also implies that the ICO process will take place on the Komodo AtomicDex Exchange App. 216,000,000 is the total number of tokens that will be supplied. 23% of the tokens, that is 49,680,000 tokens will be made available for sale to public. Price of 1 OOT token is 0.12 USD. Utrum will not accept ethereum because it is not built on the ethereum network. Utrum will accept Bitcoin, Bitcoin Cash, Komodo, Z-cash, Dash and litecoin. 50% (108,000,000) of the tokens are reserved for content rewards and 2% (4,320,000) are allocated for referral and bounty programs. Hard cap of the project is 5 million dollars whereas soft cap is 1 million dollars.
Funds raised from the ICO process will be used in different areas like marketing , development, legal and accounting, operations and infrastructure. 50% of the funds will be used for further development of the platform. 30% of the proceeds will be allocated to push the platform to the consumers. 15% of the funds are allocated to operations and infrastructure and the remaining 5% is for legal and accounting purposes.
Conclusion
Utrum is a decentralized reward platform which will provide cryptocurrency stakeholders an ecosystem where they can share information and earn. The people at utrum understand that there are hundreds and thousands of ICO's and the difficulties which the investors face to find the best and most feasible crypto investment among those options. The concept uses a proven and often profitable market sector that has long term growth opportunities. Utrum platform facilitates hassle free purchase of coins and investors can earn huge interests if they invest early. Token price may fluctuate after ICO. Utrum ICO has a unique concept that backs it up and provides users with various functionalities. The team is experienced in technology and business development. Utrum has a long term vision. Utrum is built on the philosophy of collecting the knowledge of the community while subjecting collected information to a "trial by jury." It is scientifically proven that collective opinions are more accurate when it does not define the question.
Roadmap


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