HADA BANK - The Islamic Banking For Everyone

Februari 26, 2018

HADA BANK - The Islamic Banking For Everyone

The Hada Dbank is first digital bank. This bank is different from conventional banking. This is the first bank that includes the Islamic Banking Module by using Blockchain technology. In that case, many people are thinking that Islamic banks are only for Muslims. But it is the wrong conception. Everyone can use these Islamic Banks. These banks are less risky as compared to the other banks. These banks promote the risk sharing technologies between the borrower as well as the lender. These banks have neglected the interest at any level of financial transactions. Investments, savings and deposits of these banks are back by assets such as gemstones, metals etc.

In Islamic Bank, there are two basic principles are used. One is loss and profit sharing. Two is the exclusion of the payment and interest by lenders and borrowers. Interest collecting is also known as Riba. This is not included in the Islamic law. If profit occurs, bank and customer share a pre-agreed proportion. If any loss occurs, the lenders will accept the loss. Generally, Islamic Banks cannot create the debt without products back.

SOLUTION

HADA DBANK has decided to bring its solutions by presenting a new age Islamic banking. This bank is for everyone. The two of the most important element of the platform is trust and transparency. They aim to bring the technology of today for the service of the people. islamic banking is quite different from the traditional banking. The app allows free encrypted accounts and e-wallets. It's time for the real banking. They have managed to design some of the cool features for the platform and a few of these are mentioned below.

Smartphone Banking app and also services are avaìlabble for non-smartphone users
Easy saving and withdrawal capability on the platform
easier remittance , transfer and trading services utilising your cryptocurrency
Facility for loan and investment with real-time payment

They believe in the power of blockchain technology and Islamic banking. This Platform will create the most robust framework for the modern banking that we have never seen.

Conclusion

The world has come to realise the power of decentralisation and smart contracts given the surge in applications and startups in last few years. While cryptocurrency may serve as an important indicator of it but may not paint a true and whole picture of the blockchain technology. The technology which serves humankind is sustainable technology and platforms like HADA DBANK explores the mass adoption of the technology.

Nothing can be more satisfying than knowing that the product created by you is serving a larger purpose in the growth of humanity. The future will be decided by the right use of technology. Under Islamic Law, there are two basic principles for banking. The first being the sharing of profit and loss and second being the sharing of interest with the customers. The bank has followed the true principles of the Islamic Banking to fulfil the needs of the people. I think they are ready to write a new chapter in the Banking industry.

SECONDARY MARKET

Apart from the Muslim population of 1.7 Billion and billions of others who prefer to subscribe to Islamic Banking services, DBANK HADA will also focus on a population of 644.1 million people in Southeast Asia (ASEAN).

Interesting facts about ASEAN:

Has a population that is not budgeted about 438 million.

More than half the population in ASEAN is under 30 years of age.

It has a market penetration of 854 million smartphones or 133% compared to the population, but only 53% of ASEAN population is online, leaving significant space for future market expansion in Indonesia.

As a special bank Online, this fact convinces us to focus on ASEAN as our secondary market. We are scheduled to offer our Syariah Banking Services gradually in the second Quarter of 2018.

FEATURES AND EXCLUSIVE BENEFITS

with e-Wallet or Debit Card and change it to cash or cryptocurrency / token to spend more. Use it as an additional discount to pay for whatever you want and save more on your purchase. You can also use points collected to exchange anything you like at partner e-malls or physical outlets around the world.

Bonus Referral or Bounty when your referrals register with us through your Referral Code.

TECHNOLOGY IN DBANK

HADA DBANK uses private blockchain that is stored on every node in the network. By default, all nodes are controlled by DBANK HADA. Some nodes only store copies of blockchain and do not take part in the transacton confirmation process (consensus protocol). The node can act as a gateway node or backup server. A node that acts as a validator can be found in a secure network segment of the bank and available through the gateway node.

The core core database is implemented in a blockchain structure, where each block is a set of transactons. Each new block defines the new core state according to the previous block state. The core database integrity is provided by blockchain and consensus on it. Each block is connected cryptographically to the previous block. This feature ensures the ability to validate the database and history of transactons on each tme in the future. The primary database stores all the data that passes its core.

Token Sales - Join Opportunity

With this opportunity, we invite you to enlarge this Platform, to reach the Broader Society. We will release the Coin under the name “HADACoin”, here is the data.

A total of 500 million HADACoins will be issued. 295 million coins will be offered for sale. Of the 295 million coins, 20 million will be allocated to private investors and insttutonal buyers. 50 Million coins 275 Million will be released during the PRA-ICO exercise and the remaining 225 million coins will be released in our ICO practice in the near future. 10 million coins will be allocated to the gift campaign.

Pre-ICO Funding Target

Soft Cap = 5,000 ETH

Hard Cap = 20,000 ETH